Click the bar above to reach Pet Portals, Testimonials and a special offer.

Pet Insurance

Pet insurance is designed to help cover the cost of treatment for unexpected illnesses, accidents, and injuries.

Pet insurance helps you pay your veterinary bills, so you’ll always be able to give your pet the best care possible. Accidents and illnesses will happen to your pet over his or her lifetime, and it’s not uncommon for a major incident to cost thousands of dollars.  Pet insurance will cover most of these unexpected costs so you can rest assured knowing that you’ve made the best choices for your pet. Generally, we do not recommend wellness coverage through insurance companies, as you most often will pay more over the years than you get back.

We Recommend Trupanion and Pet’s Best:

  Pets Best Ins

 

Pet’s Best Insurance.  As a Dogwood client, save 5% off monthly premiums.  Follow this link to the Pet’s Best site for the premium discount. If you call Pet’s Best, they can set up your premium discount as well. After your deductible, all claims are reimbursed to you at 70-100%, depending on your plan!

Trupanion Pet Insurance

  • Trupanion Pet Insurance. One plan – no confusing plan choices
  • 90% Coverage after your chosen deductible
  • Premium discount for pets eating therapeutic diets – helps with the cost of special pet food
  • No limits on reimbursements to you for any specific condition
  • Hereditary conditions covered!

 

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
  • Whether the deductible is on a per-incident or an annual basis;
  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.

There are many companies offering pet insurance, so do your homework. One great comparison site is Pet Insurance Review. Make sure when you look into pet insurance, you ask about breed-specific exclusions, reimbursement limits, reimbursement processing time, and wellness coverage options.

Reception Exam Rooms Pharmacy Treatment Kennels Recovery X-Ray Surgery